We all need to have money management skills in making our budget and never fall into debt. These days everyone prefers authentic and easy online transactions. It is a good way of making payments but failing us to track the financial status. Here, the finance apps come into the picture to monitor your spending and savings.
In this digital era, everything is done online through intelligent apps, and the financial sector is not exceptional. You can track every transaction when the app links to your bank account. Moreover, with a high-security level and privacy, mobile financial apps encrypt your data and transaction history.
In this article, we give you a detailed guide on top financial apps features and benefits. Also, we let you know how much will it cost to develop a financial app in 2021.
[contact-form-7]The financial apps will help in managing savings accounts and tracking debits, deposits, and credit scores at anytime from anywhere. Financial apps bring all your financial information into one platform and organize your finances efficiently.
USM is one of the best mobile app development companies in the USA. We develop results-driven financial apps. The apps that we build provide the seamless performance and ensure high security to customer’s confidential data.
Here is the list of the best finance apps available for Android and iOS platforms.
Robinhood app offers commission-free trades of stocks and gives a better understanding of financial markets. Users can also buy and sell cryptocurrency at no commission rate.
The mobile app is introduced in 2015 by Robinhood Markets, an American financial services company headquartered in California.
How much will it cost to develop a trending financial application like Robinhood?
Get all finance administration features with this best finance app, Wells Fargo Mobile application. The app is available for Android and iOS users in English and Spanish languages. Biometric access accounts, scanning deposit cheques, and track your investments.
Advantages of popular banking application like Wells Fargo Mobile App
USM, a leading Android mobile apps developer, creates standalone clone apps on-demand. Our skilled mobile app developers develop flawless banking apps.
CashApp is a mobile payment service that can give your complete financial picture. It is a famous finance app in the USA and the UK with 36 million active users. The application has zero commission trading of stocks and funds with easy sing up process.
Benefits of on-demand investment apps like CashApp
USM, the best mobile apps development company, provides Android apps development, iOS apps development, and cross-platform apps development services for businesses across various industries.
[contact-form-7]Chime is a leading banking app in the USA and is available in app stores for free. It will not charge any maintenance and transaction fees. With its two-way authentication feature, it has grabbed the hearts of over 5 million users worldwide. Moreover, its automatic savings feature helps users to an eye on savings.
Advantages of trending banking apps like Chime App
Talk to our experts to know how much it will cost to create a leading banking app like Chime.
Capital One Mobile application is the top finance app for Android and iOS. Users can manage financial cards, bank accounts, and loan accounts from a single platform. This free-to-download app allows users to log in through fingerprint for optimized account privacy. The app also offers rewards and can redeem them when required.
Benefits of the top finance apps like Capital One Mobile App
USM business systems, one of the top mobile apps developers in the USA, create best-in-class banking apps. We create features-rich finance applications like Capital One Mobile.
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[contact-form-7]The features added to the app make them unique over other applications. Herein, we have shortlisted a list of significant features that makes your banking or finance applications successful in the app stores. Here we go.
Account Management: This feature helps users to manage their banking accounts efficiently. The app should play a pivotal role in verification, transfers, and day-end tally for the users.
Notifications & Updates: The transaction alerts help users verify their transactions. Besides, the apps also remind the user about overspendings and investments. The banking apps should also send articles and data before users invest in stocks. Users can also check credit score, rewards, and bill dues and stay tuned with their accounts.
Security: When it comes to money, security is an essential aspect in every step. Users will trust your finance app only when your app provides high-level security to their confidential data.
Tracking: Real-time money tracking is the core feature of banking & financial app. The mobile app should provide continuous updates on transactions, credit balance, and other loan data.
Show Credit Score: Financial apps with Check Credit Score feature will hit the apps store and have higher downloads. Banks offer low-interest rate loans for people with a good credit score. The best banking or financial apps should facilitate user to check their credit score with simple clicks.
Data Analytics: A clear representation of account information in charts, percentages, and infographics makes the data easily understandable. Users can have an idea about their withdrawals, investments, and savings with ease. This feature will also increase the app access rates and user retention rates.
USM, the best finance apps developer in the USA and India, can build a banking app with unique features, as discussed. Let’s talk and launch your finance app before your rivals do!
Once you have a features list, you should choose the right technology stack for the banking app development. Here is the list of code languages, technologies, software, and tools required to develop a finance mobile application.
USM, the top Artificial Intelligence driven mobile app development company in the USA and India, has a proven track record of successful mobile apps, including finance and banking apps.
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[contact-form-7]The development cost of the finance app will be around $40,000 to $125,000. But, the cost to build a banking application depends on various factors, including features, platform, and app design.
For instance:
Besides, the estimated cost of the finance app development will also depend on the development time, team size, and location of the mobile app developers you choose.
Let’s see in detail.
Design: The front-end design of the mobile application called user interface should be eye-catchy. It should navigate users to inner pages with simple clicks. Also, the UI with attractive icons and graphics will further add elegance to your app. The integration of appealing graphics might increase the development cost to some extent, but they help to increase app retention rates.
Features: Finance apps with basic features, including account creation, account data aggregation, credit utilization, and budget tracker, will cost around $25000-$35000. If you want to include advanced features like tracking credit score in real-time, EMI calculator, data analytics needs more budget than estimated.
Platform: App platform that you pick will also decide the overall development cost. Due to higher computability, the development of finance apps for Android is expensive than getting your app developed on iOS.
Development Team Size: The development cost of trending banking app also depends on team size. If the mobile app development company you choose has no required resources, they need to hire and fill the skill gap in the team. The money the mobile app developers spent on resources will project in overall app development cost.
So, choose the best financial app development company with vast industry experience and adequate resources to get your app developed within budget.
Developers Location: The location of the app developers is another major factor that affects the cost of mobile app development. Compared to the app developers in the United States and other European nations, mobile app development in India is affordable even by startups.
Being a leading mobile apps development company in USA, USM gives you the best price for your banking app development.
[contact-form-7]In this connected digital world, we can get everything under our fingertips. By sitting at the convenience of home, you can fulfil your banking and financial needs using intelligent mobile apps. Easy-to-use finance apps not only benefit users but also ensure profitable business to app owners.
USM is your best mobile app development partner. We build the trendiest Android apps and iOS apps within deadlines as promised.
Talk to our app development experts and get a free quote for your app.